INCOME & EARNINGS DISCLAIMER

Effective Date: September 17, 2026

The following Income & Earnings Disclaimer applies to the educational products, digital products, courses, coaching, consulting, memberships, programs, resources, and services offered by Her Secret Vault Inc. (“Her Secret Vault,” “we,” “us,” or “our”).

No Income Guarantees

Her Secret Vault provides educational information, tools, strategies, resources, and guidance designed to help entrepreneurs develop their businesses and better understand topics such as business credit, funding, business development, artificial intelligence, and related business opportunities.

We do not guarantee that you will earn any specific amount of money or achieve any particular financial result from using our products or services.

Your results depend on numerous factors, including your experience, skills, effort, business model, implementation, financial situation, market conditions, industry, competition, available opportunities, and other factors outside of our control.


No Earnings Projections, Promises, or Representations

Any income amounts, funding amounts, financial results, business growth examples, testimonials, case studies, or other results presented through our website, social media, advertising, courses, programs, or promotional materials are provided for illustrative and informational purposes only.

Past results are not necessarily representative of what you may achieve.

No statement made by Her Secret Vault should be interpreted as a promise, prediction, projection, or guarantee of future earnings, funding, credit approvals, business revenue, or financial results.


Business & Financial Risks

Starting, operating, or growing a business involves financial and other risks.

Her Secret Vault does not guarantee that you will:

  • Generate revenue

  • Increase your profits

  • Obtain business credit

  • Receive funding

  • Receive a particular credit limit

  • Qualify for financing

  • Obtain a business vehicle

  • Receive grants

  • Obtain contracts or business opportunities

  • Achieve a particular credit score

  • Recover the cost of any product or service

You are responsible for evaluating the risks associated with your individual business decisions and financial circumstances.


Your Results Depend on Your Implementation

The information provided by Her Secret Vault is intended to give you educational tools and strategies that you may choose to implement in your business.

However, information alone does not guarantee results.

Your outcomes may depend on factors including:

  • How consistently you implement the information

  • Your business structure

  • Your business history

  • Your financial position

  • Your credit profile

  • Your industry

  • Your market

  • Your marketing efforts

  • Your access to capital

  • Your ability to execute recommended strategies

  • Third-party approval decisions

  • Economic conditions

Different individuals and businesses may achieve different results.


Business Credit & Funding Disclaimer

Her Secret Vault may provide education and resources related to business credit, funding, lenders, vendors, financial products, business vehicles, grants, and other business opportunities.

Her Secret Vault does not control the approval decisions of third-party lenders, banks, creditors, vendors, funding companies, government agencies, or other organizations.

Approval requirements, underwriting criteria, credit decisions, interest rates, available products, funding amounts, and other terms are determined by the applicable third party.

We cannot guarantee that you will qualify for or receive any particular financial product, funding opportunity, credit account, grant, vehicle, or other business resource.


Testimonials & Success Stories

Testimonials and success stories represent the experiences of the individuals who provided them.

They are not a guarantee or representation that other customers will achieve the same or similar results.

Your results may differ substantially from the results described in testimonials, case studies, examples, or other promotional materials.


No Professional Financial, Legal, or Tax Advice

The information provided by Her Secret Vault is for educational and informational purposes and should not be considered individualized:

  • Financial advice

  • Investment advice

  • Legal advice

  • Tax advice

  • Accounting advice

  • Lending advice

You should consult an appropriately qualified professional regarding your specific financial, legal, tax, accounting, or business circumstances.


Your Responsibility

You are responsible for your own decisions, actions, and results.

Before making significant financial or business decisions, you should consider your individual circumstances and conduct your own research.

Her Secret Vault does not make decisions on your behalf and does not guarantee the outcome of any business or financial strategy.


Limitation of Liability

To the maximum extent permitted by applicable law, Her Secret Vault Inc., its owners, employees, contractors, affiliates, representatives, and service providers shall not be liable for any indirect, incidental, consequential, special, or other damages arising from or related to your use of our products, services, programs, information, or educational materials, including loss of profits, business interruption, or loss of anticipated revenue.

Nothing in this disclaimer is intended to exclude or limit liability that cannot legally be excluded or limited under applicable law.


Compliance With Applicable Laws

You are responsible for ensuring that your business activities and use of information obtained through Her Secret Vault comply with all applicable federal, state, local, and other laws and regulations.

You are also responsible for obtaining appropriate professional advice regarding your specific legal, tax, financial, and business obligations.

Her Secret Vault does not encourage or authorize fraudulent, deceptive, misleading, or unlawful business practices.


Acceptance of This Disclaimer

By accessing our website, purchasing our products or services, participating in our programs, or using information provided by Her Secret Vault, you acknowledge that you have read and understood this Income & Earnings Disclaimer.

You understand that:

There are no guarantees of income, funding, credit approval, business growth, or financial results.

You accept responsibility for your own business decisions and outcomes.


Questions?

If you have questions about this Income & Earnings Disclaimer, please contact us:

Her Secret Vault Inc.

📧 [email protected]
📧 [email protected]
📞 646-846-8639

Her Secret Vault Inc.
1 Little West 12th St
New York, NY 10014